Why do people choose to be irresponsible?
If you want to learn to be responsible, the first thing you need to overcome is fear on all levels of your life. It is absolutely necessary to grow in being bold and courageous. Bible says that the only fear we can have is the fear of God. The fear of God releases us from all other fear, especially the fear of men. The fear of men brings bondage.
«The fear of man brings a snare, but whoever trusts in the LORD shall be safe» (Proverbs, 29:25).